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Always Building

It’s not just what we do. It’s how we think.

What We’re Building

For more than 25 years, we’ve partnered with contractors all over the country saving them money on Prevailing Wage projects. And we are still building today, constantly finding new ways to improve our services and the returns they yield you, your business and your valued employees. Let us show you the many different ways the Beneco Plan can be always building your business.

Our People

Todd Beutel

Todd leverages his experience successfully growing several service companies to focus on Beneco’s strategy and growth. His entrepreneurial vision and unique experience in the benefits industry are invaluable assets that have helped him establish strong companies with great products and remarkable service.

Most recently, Todd was president of CoAdvantage’s West Region, a national HR outsourcing company. Prior to that, Todd served as CEO of Discovery Outsourcing, a provider of 401(k), benefits, payroll and HR services. Under his leadership, Discovery was recognized as a six-time Inc. 5000 fastest growing company award winner and a Colorado Biz Magazine Top 250 Private Companies in Colorado (#47). Prior to Discovery, Todd was a Managing Partner at Summit Line Capital and also held numerous leadership positions at AT&T. Todd earned his MBA from the University of Notre Dame and his undergraduate from the University of Colorado. In 2013, he was an Ernst & Young Entrepreneur of The Year semifinalist.

Andrew Stohl

Andrew utilizes his experience in scaling growth businesses to plot the company’s vision, while maintaining underlying service delivery standards. Building high-performance teams and leveraging operational best practices are just two of the hallmarks of Andrew’s career that he deploys at Beneco.

Prior to joining Beneco, Andrew was West Region COO for CoAdvantage, which had acquired Discovery Outsourcing for its performance under Andrew’s leadership and consistent results as CFO. Discovery Outsourcing was a provider of 401(k), benefits, payroll and HR services, recognized as a 2013 company to watch, the number one PEO by Denver Business Journal, and one the top 250 private companies by Colorado Biz Magazine. Previously, he served as a Managing Partner at Summit Line Capital and held positions at Citigroup N.A. and Bloomberg L.P. He, along with his friend, colleague and current Beneco CEO Todd Beutel, were named semifinalist for the Ernst & Young Entrepreneur of the Year Award in 2013.

Dan Cremons

Dan serves in a day-to-day leadership role in partnership with Beneco’s executive team, leveraging his background in wealth management, investing, and general management. Dan has been a member of the Beneco leadership team for over three years.

Prior to Beneco, Dan was a Principal at Alpine Investors, where he served in several executive-level operating roles with Alpine portfolio companies in the services sector, and brought his experience in leadership development, hiring, strategy, and M&A to support numerous Alpine companies as an active board member. Prior to Alpine, Dan held roles with Retirement Capital Advisors in investment research and portfolio management, and Park River Corp in operations management. Dan graduated Summa Cum Laude from University of Cincinnati.

Kristy Bryson

Kristy brings great passion for helping people to build personal wealth to her role in leading Beneco’s client success and operations groups. Since May 2013, she’s led our team of dedicated Account Relationship Managers who personally oversee all aspects of your participation in the Beneco Plan. Kristy brings a wealth of knowledge to every client situation through her FINRA Series 6 & 63 certifications and prior experience in senior client positions held at Legacy Wealth Alliance, J.P. Morgan and regional sales at Anheuser-Busch. She’s a graduate of Webster University and proudly hails from the Midwest.

Ray Stephens

Ray utilizes classic marketing principles in operationalizing marketing and channel strategies for Beneco. Prior to joining Beneco in July 2014, Ray was the Director of Business Operations & Chief of Staff for Verisign’s Network Intelligence & Availability business. Ray’s career began in the telco space where he was instrumental in the US market launch of mobile content and text messaging services. In spite of this, Ray still prefers to talk face-to-face or over the phone.

He joined Verisign from Neustar Inc. Prior to Verisign, he held VP, director and senior roles at Neustar, UltraDNS, mBlox mobile messaging, and the renowned consulting firm Booz Allen. Ray earned his MBA from University of Michigan Ross School of Business.

Ed Johnson

Ed is constantly adding to the wealth of knowledge that has made him Beneco’s resident compliance subject matter expert and an industry thought leader. He spent more than a decade with Ernst & Young consulting with clients and the industry on plan selection, plan design, plan termination, ESOPs, executive compensation, taxation of plan distributions, plan mergers, stock options, employee communication, incentive pay plans, regulatory audits, and plan contribution deductions. He has also served as president of the Employee Benefit Forum, was a lecturer for professional societies on ERISA issues and a former educator for ASPPA in San Antonio.

Ed received his Master in Accountancy and Tax Specialty. He currently holds the following certifications: Certified Public Accountant, Certified Employee Benefit Specialist, Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania Consultant, Certified Pension Consultant and Qualified Plan Financial Consultant, and Six Sigma Black Belt—Villanova University.

Alpine Investors

Early in 2014, the Alpine Investors acquired Beneco Trust Company, LLC, Beneco Systems, LLC, and Beneco Holding Company, LLC. Unlike most private equity firms, Alpine is a values-driven organization focused on investing in founder-owned companies with reputations for strong service in their sectors and communities. Alpine Investors brings additional backing and expertise to help Beneco build even better ways to serve Prevailing Wage contractors, their employees and their families. More at

A Brief History

The Federal Davis-Bacon Act and Service Contract Act was enacted nearly a century ago to support the workers who build government projects. The public building we use, the landmarks we visit, and the infrastructure we rely on every day were all built using this 1931 law.

Almost three decades ago, Beneco was founded by Rance Smith, a former Texas high school football coach, and his family. He wanted to better serve contractors and their employees who are doing Prevailing Wage work under Davis-Bacon. Today, this is still our exclusive focus—unlike the conglomerates on Wall Street. We believe in providing the best and most competitive plans, rates and returns for builders and their families—who otherwise may not have many options for retirement plans or cost-effective benefits.

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The best way to know if the Beneco Plan is right for your business is to meet with one of our team members. To sign up for a free seminar near you or to speak with a Beneco Prevailing Wage and retirement benefits specialist, click here or call (800) 965-2702